Hélas, pas de solution dans ces threads.
donc personne ne s'assure en fait ?
Bonjour
lafoy utilise l'assurance de la HSBC depuis des annees pour la Chine et l'Asie, les cartes de credits offrent egalements certaines prestations au niveau assurance , la liste est assez longue .
Coverage and benefits
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If you and your employees travel to China frequently for business, the China Medical Card will enable you to receive in-patient medical treatment at more than 100 designated hospitals in mainland China without having to pay an admission deposit in advance. The annual premium is only HKD300 per card.
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Policy benefits Limit per insured person (HKD)
Personal accident
- Accidental death 600,000
- Loss of two eyes, two limbs or one eye and one limb 600,000
- Loss of one eye or one limb 300,000
- Death or permanent total disability caused by an accident in a common carrier or private car 1,200,000
- Permanent total disability caused by other accidents 600,000
Medical and other expenses 600,000
- Compassionate visits 60,000
- Repatriation of remains 50,000
- Funeral expenses 10,000
Emergency medical evacuation expenses 600,000
Hospital benefits 600,000
(200 per day, max 30 days)
Baggage and personal effects+
(including golf equipment, cameras and video recorders) 10,000
(max 3,000 per item, pair or set)
Travel expenses incurred in replacing an insured person in the event of serious sickness or accident 10,000
Loss of business documents* 5,000
Loss of travel documents* 5,000
Storage of personal effects* 5,000
Golf ‘hole in one’ cover 2,000 per event
4,000 per year
Credit card protection 5,000
Delayed baggage (at least 6 hours) 2,000
Personal money* 3,000
Personal liability*
2,000,000
Travel delay 2,500
(250 for the first 6 hours and each subsequent 12 hours)
Loss of deposit or cancellation* 50.000
Curtailment* (including cash allowance for travel alert) 50,000
China Hospital admission deposit (with a China Medical Card) Full guarantee
* These items are subject to a HKD200 excess per claim (The excess is not applicable to cash allowance provided for Travel Alert).
+ Baggage and personal effects are subject to an excess of HKD300 per claim except for PDAs, MP3s, notebooks, slimnotes, pocket PCs, portable DVDs, mobile phones, laptops, etc. which are subject to an excess of HKD300 or 25 per cent of the loss, whichever is greater.
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